The following are reasons why companies borrow from Czech Asset Management, L.P.:

• Long-Term Capital
• Quick Closing
• “One-Call” Decision Making
• Deal With Decision-Makers
• Experienced Investment Team — 23 Years Average Per Member
• Innovative Interest Rate Payment Options — AIR-O Option℠
• Preference For Contractual vs. Contingent Returns — No Warrants Or Other Equity
• No Waiver / Amendment Fees For First Waiver / Amendment
• Pre-Payable At Any Time
• Pre-Funded Interest Options
• Flexible Amortization
• No Credit Rating Required
• No Management Road Show Required
• No Syndication “Out”
• Current & Former CEO and Private Equity Managing Partner References Available Upon Request