Insights

Banks and borrowers must now deal with tighter credit conditions, bringing a quicker end to rate hikes but also more economic risks.

As people approach retirement, their investment priorities change. They become less concerned with growth and more concerned with preservation of capital and generating income. And they are looking to their employers for investment solutions that can help. The retirement tier describes the investment products and solutions available within defined contribution (DC) plans that address the unique needs of participants who are entering the decumulation phase of retirement.

We do not see signs of systemic risk, but further volatility is likely in the near term.

Political brinksmanship over the debt limit is poised to push the Treasury to the edge. If 2011 is a guide, T-bill discounts could get wider into June, potentially causing ripple effects across markets.

Generative AI, the technology behind ChatGPT and other AI chatbots, was introduced more than five years ago. What’s different now is the explosion in applications, which carry broad implications for investors.

Higher income has reduced near-term risk and is setting up the bond market for a run of attractive long-term returns.

Private equity provides access to a larger opportunity set and the potential to exceed the returns of public equities on a risk-adjusted basis.

The consensus says a looming US recession will push stocks lower. Could Bitcoin’s surge and a jump in breakaway momentum indicate that this is a bad time to sell?

A $4 trillion appetite for middle market credit faces a retreating base of conventional financing sources.

Target date funds should be designed not just to maximize wealth accumulation during a participant’s career; they should also protect that wealth as the participant approaches and enters retirement. Here are three reasons why the glide path design of target date funds matters.