Class A | Equity Funds | Fixed Income Funds | ||||
Amount of Purchase | As a % of the | As a % of net | Reallowance | As a % of the | As a % of net | Reallowance |
$0-$49,999 | 5.75% | 6.10% | 4.75% | 2.50% | 2.565 | 2.00% |
$50,000-$99,999 | 4.50 | 4.71 | 4.00 | 2.50 | 2.56 | 2.00 |
$100,000-$249,999 | 3.50 | 3.63 | 3.00 | 2.00 | 2.04 | 1.50 |
$250,000-$499,999 | 2.50 | 2.56 | 2.25 | 2.00 | 2.04 | 1.50 |
$500,000-$999,999 | 2.00 | 2.04 | 2.00 | * | * | * |
Above $1 Million Equity (see below) | 12b-1 Fee 0.25% | Trail 0.25%/13 mo. | 12b-1 Fee 0.25% | Trail 0.25%/13 mo. | ||
*Investments of $500,000 or More. There is no front-end sales charge if you purchase Class A shares in an amount of $500,000 or more for Fixed Income Funds. However, shares purchased will be subject to a 1.00% CDSC if they are redeemed within 12 months of purchase. The Distributor will pay commissions to dealers of record in the Fixed Income Funds at a rate of 1.00%. Voya Short Duration Bond Fund and Voya Short Duration High Income Fund shares purchased will be subject to a 0.50% CDSC if they are redeemed within 12 months of purchase. Voya Short Duration Bond Fund and Voya Short Duration High Income Fund have a reallowance of 0.50% effective 08/01/20.
Class A Purchase at NAV (commission paid)
There is no initial share charges on certain purchases in A shares. However, the Distributor will pay commissions to dealers of record at the rates shown in the table below. If shares are redeemed within the time periods listed below, a contingent deferred sales charge ("CDSC") will be imposed as follows:
Equity Amount of Transaction | Reallowance | CDSC | CDSC Period |
$1,000,000 and over | 1.00% | 1.00% | 18 Months |
FI Amount of Transaction | Reallowance | CDSC | CDSC Period |
$500,000 and over2 | 1.00% | 1.00% | 12 Months |
$500,000 and over3 | 0.50% | 0.50% | 12 Months |
Class C
Class C | CDSC 1 Year | Reallowance | Trails | 12b1 |
$500,000 and over2 | 1.00% | 1.00% | 1.00% | 1.00% |
$500,000 and over3 | 1.00% | 1.00% | 1.00% | 1.00% |
Class I (Institutional)
No loads. No 12b-1 Fees. Available through certain eligible intermediaries (defined benefit plans, insurance companies, wrap programs, retirement programs and individuals whose accounts are managed by an investment advisor representative). Minimum investment: $250,000.
Class R (Retirement)
No loads. 0.50% 12b-1 Fees. 0.50% trail starting the 13th month. No dealer reallowance. Available through qualified retirement plans.
Class R6 (Retirement/Institutional)
No Load. No 12b1. No Trails. No dealer reallowance.
The minimum initial investment requirement for Class R6 shares of the Fund is $1 million for certain institutional accounts. There is no minimum initial investment requirement for certain retirement plans and non-qualified deferred compensation plans.
Class W (Institutional)
The "W" share is an institutional share class designed specifically for wrap programs and retirement programs. "W" shares are available for a low minimum investment of $1,000. On some platforms, they are available with no minimum requirements. Available through certain eligible intermediaries (defined benefit plans, insurance companies, wrap programs, retirement programs and individuals whose accounts are managed by an investment advisor representative).
There is no sales charge for purchase of Class A shares of Voya Government Money Market Fund. However, if Class A shares are exchanged for shares of another Voya Fund, there will be a charge for the applicable sales load for that fund upon the exchange.
1 The term "offering price" includes the front-end sales charge.
2 All Fixed Income Funds, excluding Short Duration Bond and Short Duration High Income.
3 Short Duration Bond and Short Duration High Income.