Last week, America considered cutting back, then remembered pumpkin spice is only available for a limited time. Economic uncertainty, on the other hand, seems willing to work around your schedule. The latest reports showed consumers spending more money while feeling worse about the outlook, which makes sense if you’ve ever decided to start budgeting immediately after one small purchase.

Last week, America approached self-restraint the way Joey Chestnut approaches a hot dog. Unfortunately, the Federal Reserve was one of the judges. Stronger-than-expected retail sales, low jobless claims, and a renewed uptick in import prices reinforced the case for the Fed’s 25-basis-point rate increase, even as manufacturing activity softened.

Last week, America was told inflation is better. Also worse. Also, by Friday, core consumer prices came in hot and consumer sentiment fell off a cliff—which is a lot to hand somebody just days before they decide on interest rates.

Market declines can be unsettling, but not every uncomfortable moment calls for action.

Last week, America continued its situationship with the economy: lots of mixed signals, no definitions, with no idea where this is headed.

Voya’s 529 plans provide tax advantages, diverse investment options, and adaptive strategies to help families maximize their college savings.

As the market broadens beyond the AI trade, shifting Fed signals and lofty earnings expectations demand more active judgment.

Growth now takes far more investment than it used to. Trade is reorganizing, energy risks are rising, and inflation lingers.

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An energy shock, sticky inflation, and fractured global policy have made the path forward less forgiving.