2025 was a strong year for markets—but what did that mean for the millions of Americans saving for retirement in target date funds? Here, Barbara Reinhard, CFA, and Susan Viston from Voya IM's Multi-Asset Strategies and Solutions team break down 2025's key performance drivers and share their outlook on opportunities and risks for the year ahead.
The start of a new year is a natural time to reassess your DC plan’s effectiveness. But rather than chasing the latest trends, the most impactful improvements often come from building on what already works.
Our new survey findings reveal critical insights about how TDFs help influence retirement readiness, reduce anxiety, and address participants’ deepest concerns about turning savings into income.
Stable value funds and money market funds are often compared in terms of their returns … but only one has had consistent performance over the long term.
To evaluate is human; to document the process, divine.
By combining active and passive underlying investments, blended target date funds may enhance potential returns and diversification over passive-only alternatives while keeping overall portfolio expenses low.
Voya Financial, a trusted provider with expertise in benefits, savings, and investing, was at the forefront of creating one of the first target date funds to help individuals prepare for retirement. At this key milestone for Voya’s target date funds, our team reflects on the journey and looks at what lies ahead.
Improving participant outcomes means going beyond the retirement plan.
Decoding the decumulation phase requires a range of products and solutions to support participants who are approaching, entering and in retirement.
Retirement readiness is a major challenge for many plan participants. SECURE 2.0 helps plan sponsors provide their participants with the tools and resources they need to meet this challenge. This legislation, along with its predecessor SECURE Act, provides sponsors more flexibility when it comes to offering retirement income products and services, as well as expanding access to them for participants.