Evaluating Target Date Funds: A Good Offense is the Best Defense
To evaluate is human; to document the process, divine.
To evaluate is human; to document the process, divine.
Stable value funds play a critical role in DC plans, historically providing principal preservation, consistent positive returns, liquidity for benefit payments, and financial confidence for participants.
Retirement deferrals usually live outside the annual open enrollment flow, where no one connects them to the rest of the paycheck. For DC specialists, that’s this fall’s best plan sponsor conversation.
Most advisors building a DC practice spend their energy on the obvious levers: plan design, investment menu, fee benchmarking. Caregiver support is just as real, and rarely shows up on a plan review.
The retirement income conversation belongs in your DC practice. Lead it before someone else does.
As Voya Investment Management continues to build momentum, we remain grounded in a simple principle: keep clients at the center of every decision— how we invest, how we build solutions, and how we measure success.
Strong plan metrics don’t always reflect how participants feel. Research shows confidence gaps that can remain hidden in plain sight.
2025 was a strong year for markets—but what did that mean for the millions of Americans saving for retirement in target date funds? Here, Barbara Reinhard, CFA, and Susan Viston from Voya IM's Multi-Asset Strategies and Solutions team break down 2025's key performance drivers and share their outlook on opportunities and risks for the year ahead.
The start of a new year is a natural time to reassess your DC plan’s effectiveness. But rather than chasing the latest trends, the most impactful improvements often come from building on what already works.
Our new survey findings reveal critical insights about how TDFs help influence retirement readiness, reduce anxiety, and address participants’ deepest concerns about turning savings into income.