Our Multi-Asset Funds Asset Allocation Solutions Voya Global Income & Growth Fund Target Date Voya Target In-Retirement Fund Voya Target Retirement 2025 Fund Voya Target Retirement 2030 Fund Voya Target Retirement 2035 Fund Voya Target Retirement 2040 Fund Voya Target Retirement 2045 Fund Voya Target Retirement 2050 Fund Voya Target Retirement 2055 Fund Voya Target Retirement 2060 Fund Voya Target Retirement 2065 Fund Multi Asset A Balanced Approach to Target Date Design Maximizing the probability of a successful retirement Multi Asset Voya Global Perspectives Voya Global Perspectives believes fundamentals drive markets and, paired with a rules-based investment discipline, may remove emotion from investing. Multi-Asset Perspectives Economic Resilience and Rate Cuts Create Favorable Conditions for U.S. Stocks The current market backdrop presents opportunities to benefit from lower rates, durable earnings streams and high quality “all-in” yields. November 14, 2024