Voya High Yield Bond Fund Quarterly Commentary - 1Q26
Comprehensive Research, Broad Diversification

Voya High Yield Bond Fund Quarterly Commentary - 1Q26

Key Takeaways

High-yield (HY) bonds declined in the first quarter of 2026.

For the period, the class I shares of the Fund underperformed with its benchmark on a net asset value (NAV) basis.

Yielding more than 7%, the U.S. HY market offers equity-like returns but with less volatility.

Total return approach, investing in below investment grade corporate securities.

Portfolio review

HY bonds declined in the first quarter of 2026. Escalating geopolitical tensions were the dominant macro-overhang with the Iran conflict disrupting global supply chains and driving energy prices higher. The fourth-quarter reporting season topped expectations and finished strong with year-over-year earnings growth nearing 14% for the S&P 500. Full-year earnings estimates continued to trend higher over period with management commentary highlighting resilient consumer spending contrasted by elevated capital expenditure forecasts. Overall, economic reports were positive with muted jobless claims activity, positive trends in key services and manufacturing surveys, and steady consumption balanced against mixed inflation readings and constrained housing dynamics. The U.S. Federal Reserve left interest rates unchanged with Jerome Powell stating a cut is unlikely without progress on inflation. Against this backdrop, rate cut expectations pushed out further and government debt yields rose with the 10-year U.S. Treasury yield settling at 4.32%. 

The ICE BofA US High Yield Index returned –0.55% for the quarter. 

BB, B, and CCC rated bonds returned –0.38%, –0.38%, and –2.21%, respectively. Spreads widened to 328 basis points (bp) from 281 bp, the average bond price fell to 96.18, and the market’s yield rose to 7.65%. Industries were mixed for the period. Energy, telecommunications, and chemicals outperformed whereas packaging and paper, financials, as well as real estate underperformed. Trailing 12-month default rates finished the period at 2.07% (par) and 1.87% (issues). The upgrade and downgrade ratio decreased to 0.9. Quarterly new issuance saw 91 issues priced, raising $79.8 billion in proceeds. Mutual fund flows were estimated at –$7.9 billion. 

For the quarter, the class I shares of the Fund underperformed with its benchmark on a NAV basis. The portfolio’s underweight to CCC rated bonds (which underperformed BB and B rated bonds) and allocation to convertible securities were relative performance tailwinds. Industries helping relative performance in the period included technology, retail, and chemicals. Security selection was the main source of strength across all relative contributors. Exposure to issues in data center operations and software development had the largest positive impact in technology. Overweight positioning in a pet supplier and a lack of exposure to a luxury goods store benefited performance in retail. Within chemicals, relative strength was mainly attributable to an outperforming specialty chemicals producer. Industries detracting the most from relative performance in the period were financial services, energy, and telecommunications. Both security selection and an industry underweight had a negative impact in financial services, driven by issues in consumer lending and mortgage services. An industry underweight was also the primary source of relative underperformance in energy. Within telecommunications, an allocation to a diversified telecom provider had the largest adverse effect on performance.

Current strategy and outlook

The outlook for 2026 is largely unchanged, although conflict headwinds may offset some of the artificial intelligence proliferation, reindustrialization, and fiscal and monetary policy tailwinds. Fourth quarter results surpassed expectations, management guidance was constructive, earnings estimates continued to rise, and multiple economic datapoints indicated sustained growth. 

Going forward, corporate investment, consumer spending (helped by tax cuts and refunds), less regulation, energy and defense spending, as well as credit expansion could support gross domestic product (GDP) growth. On the other hand, a prolonged conflict lengthens the recovery period, pushing out eventual stability in commodity markets, supply chains, and geopolitics. The investment team continues to closely monitor the situation including the potential effects of higher energy prices on consumption, margins, sales, inflation, government debt yields, monetary policy, and capital expenditure plans. 

Bottom-up analysts continue to upwardly revise their 2026 (and 2027) earnings estimates due to steady growth, durable margins, productivity gains, expanding earnings breadth, AI spend, and cost controls. Expanding earnings breadth could lead to a further broadening out of market leadership. Earnings headwinds include risks cited above and rising operating expenses, among others, with the view that shifts in the use of free cash flow have trade-offs. 

The U.S. HY market, yielding more than 7%1, offers equity-like returns but with less volatility. The asset class is expected to deliver another year of coupon-like returns in 2026. The market’s attractive total return potential is a function of its discount to face value and higher coupon, which also serves to cushion downside volatility. Credit fundamental factors are stable, near-term refinancing obligations remain low, and management teams continue to exercise balance sheet discipline. Additionally, the market’s credit quality composition has improved. In this environment, new issuance is expected to remain steady, spreads can stay tight, and the default rate should continue to reside below the historical average. 

Longer-duration issues are the most likely to be impacted by high and volatile rates, but the overall HY market should have a dampened response due to its larger coupon relative to other fixed income alternatives. As a result, U.S. HY bonds contribute from both a diversification and a relative-performance perspective, offering a very compelling yield opportunity.

IM5434352

Source: ICE Data Services; data as of March 2026 

1Source: ICE Data Services; data as of March 2026 

The ICE Bank of America US High Yield Index tracks the performance of US dollar denominated below investment grade rated corporate debt publicly issued in the US domestic market. To qualify for inclusion in the index, securities must have a below investment grade rating and an investment grade rated country of risk. Index returns do not reflect fees, brokerage commissions, taxes or other expenses of investing. Investors cannot invest directly in an index. 

All investing involves risks of fluctuating prices and the uncertainties of rates of return and yield inherent in investing. You could lose money on your investment and any of the following risks, among others, could affect investment performance. The following principal risks are presented in alphabetical order which does not imply order of importance or likelihood: Bank Instruments; Company; Credit; Credit Default Swaps; Currency; Derivative Instruments; Environmental, Social, and Governance(Fixed Income); Foreign (Non-U.S.) Investments/ Developing and Emerging Markets; High-Yield Securities; Interest in Loans; Interest Rate; Liquidity; Market; Market Capitalization; Market Disruption and Geopolitical; Other Investment Companies; Preferred Stocks; Prepayment and Extension; Securities Lending; U.S. Government Securities and Obligations; Zero-Coupon Bonds and Pay-In-Kind Securities. Investors should consult the Fund’s Prospectus and Statement of Additional Information for a more detailed discussion of the Fund’s risks. 

The strategy is available as a mutual fund or variable portfolio. The mutual fund may be available to you as part of your employer sponsored retirement plan. There may be additional plan level fees resulting in personal performance that varies from stated performance. Please call your benefits office for more information. Variable annuities and group annuities are long-term investments designed for retirement purposes. If withdrawals are taken prior to age 59½, an IRS 10% premature distribution penalty tax may apply. Money taken from the annuity will be taxed as ordinary income in the year the money is distributed. An annuity does not provide any additional tax deferral benefit, as tax deferral is provided by the plan. Annuities may be subject to additional fees and expenses to which other tax-qualified funding vehicles may not be subject. However, an annuity does provide other features and benefits, such as lifetime income payments and death benefits, which may be valuable to you. All guarantees are based on the financial strength and claims paying ability of the issuing insurance company, who is solely responsible for all obligations under its policies. Insurance products, annuities and funding agreements issued by Voya Retirement Insurance and Annuity Company (“VRIAC”), One Orange Way, Windsor, CT 06095, which is solely responsible for meeting its obligations. Plan administrative services provided by VRIAC or Voya Institutional Plan Services, LLC(“VIPS”). Securities distributed by or offered through Voya Financial Partners, LLC (“VFP”) (member SIPC) or other broker-dealers with which it has a selling agreement. Only Voya Retirement Insurance and Annuity Company is admitted and can issue products in the state of New York. 

Credit quality is based on third-party agency ratings, ranging from AAA (highest) to D (lowest). If ratings are available from each of S&P, Moody's and Fitch, the security is assigned the median rating. If ratings are available from only two of these agencies, the lower rating is assigned. If a rating is available from only one of these three agencies, then that rating is used. If none of S&P, Moody's and Fitch rate the security but it has a Morningstar DBRS rating, then the Morningstar DBRS rating is used (see https://dbrs.morningstar.com/about/disclaimer). Any security that is not rated by these four agencies is placed in the Not Rated (NR) category. Ratings do not apply to the Fund itself or to the Fund shares. Ratings may not accurately reflect risk and are subject to change. 

This commentary has been prepared by Voya Investment Management for informational purposes. Nothing contained herein should be construed as (i) an offer to sell or solicitation of an offer to buy any security or (ii) a recommendation as to the advisability of investing in, purchasing or selling any security. Any opinions expressed herein reflect our judgment and are subject to change. Certain of the statements contained herein are statements of future expectations and other forward-looking statements that are based on management’s current views and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied in such statements. Actual results, performance or events may differ materially from those in such statements due to, without limitation, (1) general economic conditions, (2) performance of financial markets, (3) interest rate levels, (4) increasing levels of loan defaults (5) changes in laws and regulations and (6) changes in the policies of governments and/or regulatory authorities. 

The opinions, views and information expressed in this commentary regarding holdings are subject to change without notice. The information provided regarding holdings is not a recommendation to buy or sell any security. Portfolio holdings are fluid and are subject to daily change based on market conditions and other factors. Past Performance does not guarantee future results.

Top