Macro volatility and AI debt issuance headlines have been creating the noise; strong fundamentals and elevated rates have created the returns.

With spreads tight and issuance set to rise, elevated all-in yields remain the key force anchoring investment grade credit returns in 2026.

A modest allocation to a bond fund that invests across a wider array of sectors may help reduce risk and boost return potential.

With cash yields continuing to decline, it could be time to consider shifting to a flexible, broadly diversified fixed income strategy.